ORO Home
Our customized loan programs support employees’ homeownership journey from start to closing
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With ORO Home, you control every aspect of the loan programs to meet your unique retention needs.
We do all the work to provide customized loan programs that drive employee retention and help your employees build wealth through homeownership.
Program Goals
Companies can use homeownership loan programs as a:
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Recruiting tool
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Retention tool
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Part of a relocation package
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Performance or loyalty reward
Program Design
The company determines:
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Employee eligibility
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Maximum loan amount
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Requirement for employee match
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Loan structure – repayable vs. forgivable
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Repayment or forgiveness term
Program Scope
Homeownership loan programs can be available:
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Company-wide to all employees
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To certain employees based on level, seniority, job type, geography, etc.
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To a set number of employees chosen by random lottery, seniority, etc. each year based on an annual budget
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To individual selected employees
Use of Funds
Loan funds can be used for:
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Downpayment for home
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Buy down interest rate
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Pay real estate agent
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Pay closing costs
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