Unlockingnew horizons with modern housing benefits.
Unlocking newhorizons withmodern housing benefits.

Turning accessibility into opportunities for growth.
Homeownership is a key contributor to building long-term wealth. But as housing costs continue to outpace incomes, homeownership has moved increasingly out of reach for many employees, delaying their ability to begin building wealth.
With Oro, organizations can ease their employees’ housing stress and support them at every stage of their housing journey. At the same time, employers can turn critical workforce challenges into a powerful business advantage – driving cost savings, improving recruitment and retention, boosting engagement and morale, and strengthening employer brand.

Empowering your most important asset.
Oro’s mission is to increase employees’ access to homeownership and housing wealth. We help organizations address one of the most pressing workforce challenges: housing.
Research* shows that homebuying assistance has the strongest positive association with employee financial health of any benefit analyzed, making housing benefits one of the highest return investments employers can make.
We believe that investing in employee housing wellness is more than just a benefit — it’s a smart business decision and a powerful tool for building lasting, equitable prosperity for both employees and the organizations they work for.
* Financial Health Network. Essential Benefits: A New North Star for Wage and Benefit Design, August 2025.We deliver meaningful, measurable outcomes for your workforce and yourbottom line.
Oro is focused on housing benefits that provide real business impact. This differentiated employer-centric approach positions Oro to lead the housing benefits movement.

Built for the Entire Workforce
Customized & Cost-Effective
your goals and budget.
Zero-Lift Implementation & Administration
Niche benefits require major effort to service small groups of employees. With Oro, a single investment impacts the entire workforce – renters, buyers and owners.
Cost-Effective
Employers choose what housing solutions to offer and control the investment based on specific goals and budget.
Our program is designed to be easy to implement and zero-lift to administer, with no integration or additional staffing requirements.

Built to Make HousingEasier for All
Oro was founded by two friends who spent their careers observing housing barriers from opposite ends of the table. George, a real estate lawyer, watched individuals and families struggle to access homeownership and start building wealth. Kiesha, an employment and human resources professional, watched employers struggle with high turnover and low employee engagement. They started Oro to solve both problems: a modern benefit solution that delivers real impact for employees and their employers.
We're a Public Benefit Corporation.
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Recognized for innovation and impact.

Frequently Asked Questions
Oro is a housing benefits partner that helps employers turn workforce housing challenges into a powerful business advantage. Oro increases employees’ access to homeownership and housing wealth through personalized, cost‑effective benefits that reduce housing stress and strengthen recruitment, retention, engagement, and employer brand.
Oro delivers a fully-managed housing benefits program that supports your entire workforce — renters, first‑time buyers, and current homeowners. Oro partners with your team to design and implement customized solutions that align with your goals, budget, and talent strategy.
Oro offers a comprehensive suite of housing benefits built for every stage of the housing journey:
- Housing Navigator: Personalized housing concierge, credit support, financial resources, housing education, and online tools for renters, buyers, and owners.
- Housing Accelerator: Individualized support for first‑time buyers, including personalized plans, homebuyer education certification, vetted lenders and agents, and prequalification guidance.
- Employer Home Boost: High‑impact down payment assistance loans, interest‑rate buy‑down loans, savings incentive programs, and PMI reimbursement to elevate recruitment and retention.
Oro also provides an employee housing survey to help organizations understand how housing impacts productivity, satisfaction, and retention — enabling targeted, cost-effective benefit design.
Visit our Solutions page to explore the full program.
Yes. Oro integrates seamlessly into your existing benefits ecosystem and can also be offered as a stand‑alone program.
Oro’s housing benefits are fully customizable. You can offer a complete package or select individual solutions based on your organization’s goals, workforce needs, and budget.
Visit our Solutions page to explore the full program.
Based on your organization’s goals, budget, and workforce needs, Oro benefits can be offered company-wide or targeted to specific groups such as key talent, high‑impact roles, first‑time homebuyers, or employees in high‑cost markets.
Share Oro with your HR or benefits team leader and encourage them to contact us by filling out our contact form or email us at info@oroimpact.com.
Fill out our contact form or email info@oroimpact.com.
Bring Housing Benefits
to Your Workforce
to Your Workforce
Unlock theOro advantage.
Whether you're building a benefits strategy, exploring housing options for your team, or looking to partner with us — Oro is ready to open the door. Let's start the conversation.




